By accessing or using the Concept One Capital website, you agree to be bound by these Terms and Conditions in full. If you do not agree, please discontinue use of this platform immediately.
These Terms and Conditions apply to all visitors, users, and applicants who interact with the Concept One Capital website, platform, or any of our services. This agreement becomes effective upon your first use of the site and continues for every subsequent visit.
We may revise these terms at any time. Continued use of the platform following any update constitutes acceptance of the revised terms. The most current version is always published at this address.
You may use this website for lawful, legitimate purposes only. We grant you a limited, non-exclusive, revocable licence to access the platform in accordance with these terms. The following activities are strictly prohibited:
We reserve the right to suspend or permanently terminate access for any user found in violation of these terms, at our sole discretion and without prior notice.
Concept One Capital operates as a business financing marketplace and advisory service. We are not a direct lender, bank, or credit institution. Our platform connects qualifying businesses with a vetted network of third-party lenders and alternative capital providers across the United States.
Submitting an application does not guarantee approval, funding, or any specific loan terms. All underwriting decisions are made exclusively by participating lenders based on their own criteria and policies.
Concept One Capital acts as an intermediary only. We do not set interest rates, determine repayment schedules, or make credit decisions on behalf of any lender in our network.
All content, tools, and resources on this website are provided for general informational purposes only. Nothing on this platform constitutes financial, legal, tax, accounting, or investment advice. We strongly encourage you to consult a qualified independent professional before making any financing or business decision.
Concept One Capital makes no representations regarding the accuracy, completeness, or suitability of any content on this site. You rely on any such information entirely at your own risk.
All financing amounts, rates, and terms presented on this platform are illustrative only and are not binding offers. Actual loan terms are determined by individual lenders based on your business profile, credit history, and current market conditions.
Our platform works with third-party lenders and may reference external service providers or websites. Concept One Capital assumes no responsibility for the accuracy, practices, security, or content of any third-party entity.
Any agreement you enter into with a lender is exclusively between you and that party. We encourage all applicants to review each lender's individual terms, privacy policies, and rates carefully before accepting any offer.
To the fullest extent permitted by law, Concept One Capital, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, consequential, punitive, or special damages arising from:
These Terms and Conditions are governed by the laws of the Commonwealth of Pennsylvania, United States, without regard to conflict-of-law principles. Any disputes arising from or relating to these terms shall be subject to the exclusive jurisdiction of the courts of Allegheny County, Pennsylvania.
For any questions regarding these Terms and Conditions, please contact us through any of the channels below. We aim to respond within two business days.