By accessing or using the Concept One Capital website, you agree to be bound by these Terms and Conditions in full. If you do not agree, please discontinue use of this platform immediately.
These Terms and Conditions apply to all visitors, users, and applicants who interact with the Concept One Capital website, platform, or any of our services. This agreement becomes effective upon your first use of the site and continues for every subsequent visit.
We may revise these terms at any time. Continued use of the platform following any update constitutes acceptance of the revised terms. The most current version is always published at this address.
You may use this website for lawful, legitimate purposes only. We grant you a limited, non-exclusive, revocable licence to access the platform in accordance with these terms. The following activities are strictly prohibited:
We reserve the right to suspend or permanently terminate access for any user found in violation of these terms, at our sole discretion and without prior notice.
Concept One Capital operates as a business financing marketplace and advisory service. We are not a direct lender, bank, or credit institution. Our platform connects qualifying businesses with a vetted network of third-party lenders and alternative capital providers across the United States.
Submitting an application does not guarantee approval, funding, or any specific loan terms. All underwriting decisions are made exclusively by participating lenders based on their own criteria and policies.
Concept One Capital acts as an intermediary only. We do not set interest rates, determine repayment schedules, or make credit decisions on behalf of any lender in our network.
All content, tools, and resources on this website are provided for general informational purposes only. Nothing on this platform constitutes financial, legal, tax, accounting, or investment advice. We strongly encourage you to consult a qualified independent professional before making any financing or business decision.
Concept One Capital makes no representations regarding the accuracy, completeness, or suitability of any content on this site. You rely on any such information entirely at your own risk.
All financing amounts, rates, and terms presented on this platform are illustrative only and are not binding offers. Actual loan terms are determined by individual lenders based on your business profile, credit history, and current market conditions.
Our platform works with third-party lenders and may reference external service providers or websites. Concept One Capital assumes no responsibility for the accuracy, practices, security, or content of any third-party entity.
Any agreement you enter into with a lender is exclusively between you and that party. We encourage all applicants to review each lender's individual terms, privacy policies, and rates carefully before accepting any offer. To review our complete directory of participating Financial Services Companies and Direct Buyers / Resolution Desks, please visit our Marketing Partners page.
To the fullest extent permitted by law, Concept One Capital, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, consequential, punitive, or special damages arising from:
These Terms and Conditions are governed by the laws of the Commonwealth of Pennsylvania, United States, without regard to conflict-of-law principles. Any disputes arising from or relating to these terms shall be subject to the exclusive jurisdiction of the courts of Allegheny County, Pennsylvania.
For any questions regarding these Terms and Conditions, please contact us through any of the channels below. We aim to respond within two business days.
Important Lending, Financial Services, E-SIGN & Telephone Consumer Protection Act (TCPA) Disclosures
Lead Generator & Service Disclosure: Concept One Capital is a marketing lead generator and referral network and is not a lender, law firm, CPA firm, or government agency, does not make credit or lending decisions, and cannot guarantee approval, loan amount, settlement outcome, rates, or terms. We connect applicants with participating Financial Services Companies and Direct Buyers / Resolution Desks and may share your application information with them; we may be compensated by participating partners for this service. We do not charge an application fee. Programs and loans are not available in all states, and amounts, rates, and terms vary by state and provider.
TCPA Prior Express Written Consent (47 U.S.C. § 227) & E-SIGN Disclosure: By checking the consent box and submitting a request on this website, you provide your electronic signature under the E-SIGN Act and grant prior express written consent under the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) authorizing Concept One Capital and its designated Marketing Partners (along with participating Financial Services Companies and Direct Buyers / Resolution Desks) to contact you at the telephone number (including wireless/mobile numbers) and email address provided via recurring marketing, promotional, and informational calls and SMS/MMS text messages using an automated telephone dialing system (ATDS), artificial or prerecorded voice, AI-generated voice, or ringless voicemail, even if your telephone number is currently listed on any Federal, State, or corporate Do-Not-Call (DNC) registry. Consent is strictly voluntary and is not a condition of purchasing any goods or services or obtaining credit or financing. Message and data rates may apply; message frequency varies. Reply STOP at any time to opt out of text messages or HELP for assistance.